What we offer
Homeowners
Homeowners insurance can help you ease the financial burden of repairing or rebuilding your home and replacing your belongings after certain commonplace disasters — like a fire, lightning strike, tornado or even a break-in.
Condo
Condo insurance is a lot like homeowners insurance — it’s there to help you protect the things that make your home a home, in case of damage or theft. In the industry, it’s known as an HO-6 policy, and it goes beyond an HOA’s insurance coverage.
Renters
Renters insurance is similar to homeowners insurance in that it can help you replace your belongings, if they’re damaged or stolen. It can also help cover legal costs if you are sued. Your landlord's insurance policy can help cover damages to the building itself. Your renters policy cancover what makes it your home; furniture, clothing, electronics, and other personal property.” in the paragraph for mobile homes, update that last sentence to include an “a” between “against” and “loss” to read “against a loss
.jpg)
Mobile and Manufactured Homes
If you own a prefabricated home — mobile or manufactured — you can get special homeowners insurance that helps cover the risks unique to your home. In disasters like windstorms or fires, this type of insurance could help you protect yourself against loss if your home, your belongings or other structures on your property are damaged or destroyed.
Vacation Homes
A vacation home policy helps you protect your second home in many of the same ways a homeowners policy protects your primary residence. It is a separate policy though.
Vacant Homes
Whether you’re waiting for a home to sell, looking for the right tenant or doing renovations, owning a vacant property comes with special risks.
Landlord
Landlords need a specialized policy to protect against the financial losses that can come with renting out a property. Property damage, liability protection, and loss of rental income are typically covered with this policy. Additional optional coverages can be added on to suit your
properties needs.
Flood
Home insurance typically does not cover flooding and may be required by your lender based on your home's location. This policy can protect against costly losses associated with flooding and add protection to your home and belongings.